A Rare Find with Unmatched Privacy & Space! Welcome to this incredible 5-bed, 4-bath home, a true gem in the highly sought-after Pine Ridge neighborhood. Adding to its appeal, this property qualifies for the USDA zero-down loan program AND seller is offering a $5,000 credit to buyer towards closing costs, rate buydown or flooring allowance with acceptable offer! This rare, private lot offers tranquil preserve views with no rear neighbors, situated on a quiet, low-traffic street. The home's entire exterior has been freshly painted (mid-Sept 2025), ensuring lasting durability for years to come. Inside, you'll be captivated by the breathtaking features. The gourmet kitchen boasts elegant granite countertops & a convenient double oven, perfect for entertaining. The cozy living room features a stunning fireplace w/gorgeous stone accents, creating a perfect space to relax. Multiple spaces allow for a home office, extra seating areas & more. The upstairs loft, complete with a private bathroom, offers a versatile space that can serve as a 6th bedroom, media room, or play area. The first-floor bedroom includes a full bathroom both equipped with extra features, which provides an ideal solution for a guest suite or a multi-generational living arrangement. Convenience is key in this prime location. You're just minutes from the vibrant Oakleaf area, with easy access to shopping, restaurants, and St. Vincent's Hospital. Plus, a short commute gives you quick access to the highway. Spectacular resort-style amenities include a swimming pool with thrilling waterslide, playground, fitness center, splash pad, and basketball & pickleball/tennis courts. Enjoy your morning coffee on the peaceful, enclosed patio. With all appliances included and freshly painted interior, this home is ready for you to make an offer today!